Welcome to Chainpay!

Chainpay is a nationwide brokerage with over 25 years experience in the credit industry that helps any client that earns a basic salary to obtain PERSONAL LOANS UP TO R150 000.

Quick Check Form

Name and surname: 
ID no (13 digits): 
Physical Address: 
Work tel:  Cell no: 

Loan Amount:

NETT salary (after deductions):  GROSS salary: 
Salary Paydate:  Payment Frequency:  

Next of Kin (Not living with you)

Name:  Cell No: 
Physical Address: 
Please choose one of the following:

Upload Documents (Optional)

Latest Payslip:

Latest 3 Months Bank Statements

Copy of ID


Please note that any wrong information will result in your loan being declined.

Long Term & Short Term

Loans up to R150 000


Need a Credit Check??

Credit Clearance??

We apply for you at our panel of credit providers that are all registered with the NCR.

Please note that all our credit providers are registered with the NCR. See the below guidelines when applying for a loan:


(unsecured credit transactions) Initiation fees: R150 per agreement plus 10% of the amount of the agreement in excess of R1000 but never to exceed R1000 Interest rates :RR X 2.2 + 20% per year.


There should only be initial cost if your monthly debit order was unsuccessful as a result of insufficient funds or changing bank accounts without prior notice to the service provider. The service provider will try to contact the client in order to resolve the problem. If the client can't be found or the problem can't be solved, it would be handed over to the internal collections department to see if a solution to the problem can be found. If an agreement can't be reached, the credit provider can make use of an external collections company or an attorney. This will lead to an increase in fees and interest and the client may also be blacklisted. This will have a big influence on the clients credit score and it will be very difficult to get any more credit from any credit provider. Monthly premiums for loan repayments will be done by direct debit order collection from the clients bank account. Unsuccessful debit order collections may result in the client being charged a fee by his own bank for the unsuccessful transaction.


If a client is up to date with his loan repayments, they may qualify for a second or third loan depending on the criteria as set by the loan company. The client will have to apply again and the credit provider will look at the clients profile, affordability, etc... The credit provider will then make a decision based on the rules and regulations as set by the NCR.

  1. Short term loans up to R30 000
  2. Long term loans up to R150 000
  3. Credit Clearance
  4. Credit Reports